Τετάρτη, 27 Μαΐου 2015

BTCjam: Mining expansion, trading and invest at btcjam #4






This is an example of a loan you can invest if you like as is still open for funding.



More info about this loan here

About me here












https://goodborrowerslenders.slack.com/
(for access send me a pm with your name and your mail and which slack team your want an invitation)

foxyform

Κυριακή, 24 Μαΐου 2015

Borrow bitcoins – BTCJam


 Borrow bitcoins – BTCJam
For the big interest of bitcoin loans at BTCJam, I decided to write a little guide about “How to get your Bitcoin loan for free”

So How ? How to Borrow bitcoins on BTCJam?

So I will write here a few steps so everybody can go step by step with me:

BTCJAM:

1. Registration on the site BtcJam.com + verification by email
2. Upload your copy of the identification (passport) or your driver license to your profile + from both sites your photo with document.
3. Verification of your address – electricity bill, telephone bill etc.
4. Verification of your Paypal, Ebay, Coinbase etc history.
5. Verification of your connection on social pages like Facebook, Linked In, Twitter etc.
6. Verification of your telephone – classic SMS
7. You can upload your Salary too
8. Verification of your credit card and bank account 

More information you tell about you, more Rating you get, and bigger chance to get fully funded bitcoin loans.

What else you need:
1. How much do you want to borrow
2. When you want to repay the borrow
3. How often you will send the repayments
4. What interest rate you offer
5. You can write the description of your project, but its not necessary
(For example, I want to buy a car, repair my car, my own project, for bitcoin mining, for investment to property etc.)

Example of Borrowing bitcoins

I want to borrow 2 BTC for mining on Scrypt.cc, I want borrow for 180 days, I am offering a (1% – 100%) interest rate, I have calculated that I will make x BTC per week, so i will be repaying weekly (for example, to all investors 0,2 BTC). If I will repay everything, I will get positive comments and feedback, my Rating will goes up and next time I can ask for more money!
bitcoin loans
The important thing is, that you can’t ask for 100 BTC with rating D- and expect that somebody that don’t knows you will gives you so much money (Of course its possible if you describe your project well). BUT, if your project will not be 100% Funded, for example, just 95%, then the money will be sended back to peoples and you can try other project with different tactics and smaller amount.
ATTENTION !! If you will be not repaying, you will be subscribed to the database and if you will want to borrow on the internet in the future, it will not be possible, because internet is connected more then Banks !!
Just for the info, on BtcJam is in Investments and Loans about 45 000 BTC.
Good Luck
source: cryptbond.com


Text-to-speech function is limited to 100 characters

Πέμπτη, 21 Μαΐου 2015

BTCjam Presents AutoInvest – The Easiest Way to Grow Your Coins.

We are happy to announce our new feature AutoInvest – the simple and powerful investment tool that will allow you to invest into hundreds of loans with just three clicks.


How it works
AutoInvest plans instantly diversify an investment budget into select loans that meet an investor’s selected portfolio criteria. Investors will be able to create investment plans with as little as 1 BTC.
We offer three different allocation profiles to match the risk appetite of an individual investor. Each of them have an expected return that takes into account what the borrowers are paying and the expected loss for the whole basket of loans. 
Conservative
As the name implies, this portfolio is for conservative investors.  This plan’s objective to minimize risk and only invests in A and B loans.
Moderate
This plan invests in A, B, and C rated loan listings.
Aggressive
‘Getting aggressive‘ with your risk profile allows you to invest across all loan ratings (A, B, C, and D). Investors that are comfortable with a higher level of risk can select this plan.
In addition to the allocation profiles, for those who want to customize their portfolios, we offer advanced settings where types of index currencies, loan terms and number of investments can be specified.


 Once the plan details are confirmed, investors can kick back and relax while our system automatically invests into dozens of loans ensuring your portfolio is diversified. If the plan’s investment amount set was higher than the current balance, future deposits will be used until the plan amount is met. AutoInvest plans are indexed and can be reviewed and monitored throughout their lifecycle.
Why should you use AutoInvest?
It’s simple.
We believe in providing the easiest way for investors to use BTCjam. With AutoInvest all investors need to do is deposit Bitcoin, choose your plan and check the returns.
It’s fast.
AutoInvest is a quick tool that requires little to no maintenance, some Bitcoin, and just three clicks to make the plan.
It’s reliable.
With every allocation profile, we provide the expected APR per plan. Keeping investor’s  portfolios diversified, and their returns transparent and consistent.
Other Changes
Together with AutoInvest, we are now using Yield to represent the return potential for individual loans. We received feedback on the confusion of “expected loss” on individual loans so, we’ve simplified it. By showing the yield, details about the individual loan and the borrower, we are allowing the investor to make the decision of whether to invest in any individual loan. 
Here is the formula for Yield:
yield
Grow your coins with AutoInvest today!
Or, get a loan starting at 6.7% APR.

Δευτέρα, 11 Μαΐου 2015

BTCjam Helper




Significantly enhances the BTCjam user interface.
BTCjam Helper adds many enhancements to the btcjam.com website; new functionality is added to nearly every screen.  The most noteworthy added features are: dramatically improved reputation (rate users) screen, new payments screen that ditches the calendar and displays your data in tables that are far more user friendly, improved loan listing screen that shows critical data about the borrower (overdue/late payments, active loans, all negative ratings, etc.), new followers screen that allows you to see all of your followers or people you follow on a single page, search your list of followers or people you follow, and you can also watch up to 10 users.  Watching allows you to receive desktop notifications if a new loan or note is listed for a watched user - the extension will check btcjam.com at regular intervals for loans or notes, even if you are not logged in to btcjam.com!

A quick note about trust and security: BTCjam Helper makes investing easier, but it does not make investments for you, buy notes, or withdraw your Bitcoin.  It will _never_ be able to touch any of your money.  To prevent anyone from being able to do this, I strongly suggest you enable two factor authentication on BTCjam.com!

If you're having any problems at all, please email support@btcjamhelper.com!


Release notes: v1.0.1
Bug fix - Defaulted Receivables not displaying correctly
Added Funding in Progress to receivables totals on right side of payments screen.


BTCjam Helper Chrome Extension - Now Available in the Chrome Web Store!

BTCJam - Peer to Peer Bitcoin Lending




BTCjam, the global leader in peer-to-peer lending using Bitcoin, and the first to offer a proprietary credit score to its users, is hiring top talent to join us as we surge into 2015.
Our disruptive credit model is changing the way borrowers and investors connect, providing a new path to financial freedom for users from over 200 countries around the world.
We help to:
- crowd-fund loans at a chosen rate
- diversify investments on a global scale
- develop a globally-credentialed credit profile
- provide access to credit to parts of the world where there was none
BTCjam promotes lending without borders, where people can borrow and lend bitcoins, without having to worry about banks and other intermediaries. Transactions are instantaneous, hassle free, and supported by an engaged, trusting global community.


BTCJam is the first and leading GLOBAL peer to peer bitcoin lending platform, and the first to offer a global credit score to its users. It's a disruptive credit model powered by the bitcoin economy which helps its members:

- crowd-fund loans at a chosen rate 
- diversify investments on a global scale 
- develop a globally credentialed credit profile

BTCJam promotes lending without borders, where people can borrow and lend bitcoins, without having to worry about banks and other intermediaries. Transactions are instantaneous, hassle free, and supported by a trusting community.

We are changing how the financial system operates globally, one bitcoin at time.



http://blog.btcjam.com/
https://twitter.com/btcjam






How to Get a Bitcoin Loan https://btcjam.com/borrow/overview
How To Invest in Bitcoin Loans https://btcjam.com/invest/overview
Rules for Borrowers https://btcjam.com/legal/rules_for_borrowers
Rules for Lenders https://btcjam.com/legal/rules_for_lenders
Support Center http://help.btcjam.com/
New AutoInvest feature (recoment it) https://btcjam.com/automatic_plans


Κυριακή, 10 Μαΐου 2015

Tutorial BTCJam – How to be a good bitcoin investor

Tutorial BTCJam – How to be a good bitcoin investor and make money by investing into small business loans

In this tutorial we are going to talk about “How to deposit bitcoins”, “How to invest”, “How to recognize good commercial business loans”, “How to invest into best small business loans” and about some other steps on BTCJam from the vision of a good bitcoin investor. So we got an account, we already verified our identity and we are located in the point of investing.

Before we start, in the image ahead we see a window that invites us to investing and gives us some advices about how to invest into the best business loans. We can choose between two types of investments: finding the project on the list or invest into “packages”. About packages we are going to talk later. Now we are going to look at how to deposit bitcoins to our BTCJam account so we can start invest.

1 – investment loans rates

In the main panel, in the right, center, part we see a box with our balance, with an option to see the transactions or withdraw/deposit balance.

Options are clear. In this case we are going to deposit so we click on deposit button, and this page shows up:

Everything is very simple, if you have online wallet you can do it through your online wallet and if you don’t you can do it by simple copy and paste of an address. Inmediately after the deposit was made the money shows up in our balance.

2 – secured loans

Here is necessary to choose the right investments and projects. In the images they show us two types of investments, you can invest into individual project/s or you can buy a package of investments. About packets we were writing in the first part “How to get a loan“. They show us many advices and tips too.
The platform together with credit rating does a lot of work. If somebody wants to have a good rating and reputation, it force you to identify himself and connect all his social networks, bank accounts, paychecks, etc. About this we were talking in the last part.

Thanks to these information the investor can get the informations about project and about his author easily. Is it a trustfull project/person? Does he have a good reputation? Were there any problems with him/payments? Does he do unsecured business loans? Is it a bad person? Why he wants to get a business loan?
Second advice tells us about the necessary of diversification. Its a princip that pays for any type of investments: Short term business loans and so Long term business loans. If you divide the sources to many project you miniaturized the risk, so one non paying person with small buisness loan doesn’t get us to the red numbers. So first think about the projects, find a lot of informations about its author and then choose other project and divide the money between them.

3 – best small business loans

The first thing is, that we have find the projects that need investments. Its not easy, because there are more then 300 online business loans projects, from somebody that wants 0,22 BTC as fast business loan to somebody that wants 30 BTC as car title loan. For navigation we use a lot of filters in the list.

On the left side we have the list of filters that we can use, from reputation and credit rating up to many types of loans. In the center of list we got some info about the project. We can also use a “Search” to find an individual commercial business loans.


Once we find a loan or project thats interesting for us, we click on it. We will be redirected to the project card with all information about it plus, of course, the “Invest” button. Together with the complete info about the person that created this project, comments from other investors, we can choose if its worth of our investment or not. Then we click on the “Invest” button.


The window shows up showing us how much money you will get, how much money is lefting for the 100% project funding, and the field where we can choose an amount how much we want to invest.

4 – CONTROL PANEL – homeowner loans

In the main panel we have several options, how we seen already in the last tutorial. One of them is called “Investments”, and if we click on it, this page will open:

Here we can get a lot of relative informations and datas about our investments like: payouts, completed investments, active investments, not fully funded investments and pending investmens. Pending investment is such investment that didn’t get from the investors 100% of the amount. If these projects are not fully funded the investors will get their money back.

In the part below we find informations about our investment loans rates, business loans, how much we already invested, what are our payments statuses etc.
The only thing left is to describe “notes”. If we invest to some project we create our investment package that we can offer on the market, this process is called “notes”. As we can offer our packets, we can also buy others people packages.

Other option we get is “Statistics”. Statistics shows us the global statistics of BTCJam, investments, loans divided by countries, categories, dates etc..

And the last option is called “Payments”. This window shows us calendar of our payments. Payments, if you wanna borrow and Payouts if you are investing. Of course, you can be an investor and borrower at the same time if you want.

In this calendar, the payments that has been payed successfully are marked by green, pending are marked by grey and bad payments are marked by red. This is the way to do this more visual and ordened.

CONCLUSION

I hope that this tutorial will help and teach you how to invest on BTCJam. Its really one of the greatest trading platforms for investing and it makes from the investing a pleasure. Its extremely easy to use and its completely free. Its a great way to profit and reinvest our bitcoins. BUT, you have to use the golden advices and always minimize the risk. dont invest into high risk business loans without getting so much information as you can.

Advices: Information and Diversification! See you next time !


source: cryptbond.com